Is Primerica A Scam? Time For My Primerica Review

This is will be an interesting review for sure ! The big question, is primerica a scam? Thank you for stopping by my website as I plan to clear the vagueness that surrounds Primerica still to this day. You might be someone that is trying to do your own research on this company trying to find out if it’s legit or just another scam in the internet world.

I personally spend my days breaking down companies with an honest and nonbiased review. I’ll reveal how is it you can make money with Primerica and most of all, if this is something that is right for you. This was a company that was being thrown around pretty heavy in the past and still to this day. If it’s not by a friend or family member then it was someone on the streets.

What Is Primerica?

Operated from Duluth, GA, Primerica Financial Services, Inc. or as you know it by their trade name, Primerica. They concentrate on delivering this multi level marketing opportunity to every family in north America that they can reach.

This business opportunity that is being offered consist of selling life insurance, auto and home insurance, mutual funds, variable annuities and pre-paid legal services.

How Does Primerica Actually Work?

To become a Primerica representatives, there are some requirements that you should account for. Starters, you will need to pay an IBA fee of $103.95 that will cover your sales taxes. On top of this fee you will be pushed to pay for Primerica online which will cost you $28 monthly.

Like your traditional MLM business opportunity once hired you will be asked to target your closest people like family and friends. This is something I’ve never liked personally but hey that’s MLM for you lol

The more people you recruit the higher probability that you will have of making money but at the end of the day it’s all about how many sales you can execute. What’s a definite head shaker for me is the fact that they encourage you to recruit instead of making sales.

How To Make The Big Money With Primerica 

Like other MLM companies to make some serious money you will need to be a people’s person for sure. This is a people to people business that will require at the very least some interaction, recruiting , and even guiding people that will fall under your wing.

From my personal experience, if you are not a peoples person or you don’t feel comfortable interacting with people attempting to make a sales pitch then I’d suggest to stay away from MLM opportunities.

The people that claim they’ve made a lot of money are those that one are very comfortable talking to people , two they have the required skills that it takes to persuade others into a product and three it definitely takes a lot of time.

Is Primerica A Scam? 

It definitely isn’t a scam at all but it’s just not something that is very easy to accomplish. Many people will not make any significant money with these type of MLM companies and sometimes get labeled a pyramid scheme consequently. Don’t get me wrong there are many MLM companies that are pyramid schemes and I hope that my reviews will expose them but Primerica isn’t one of them.

If you feel that you succeed in inspiring people and can motivate them to see the same vision you do then maybe Primerica is right for you. It is a very recognized MLM company but as it’s in the MLM industry then there are going to be a lot of people labeling this company a scam or pyramid scheme. It’s not easy money it definitely takes hard work.

My Verdict

At the end of the day, only you will be able to make the decision if Primerica is right for you but from what I researched on them they are not a scam at all but like I previously stated it will take very hard work and time. If you don’t wish to go down the road of an MLM business opportunity then I recommend you take a look at my number one ranked program to make money from home.



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yunier gonzalez

Hello everyone and welcome my name is Yunier Gonzalez as you might know. I help out people on the internet avoids scams and more importantly build their own online business. Remember sharing is caring so feel free to share my content with your friends :)


  1. I first heard of Primerica about 10 years ago at affair. It was in one of those booths where all these companies try and sell you. I remember the guy fast talking and it appeared to be a scam. I never really gave it a second thought or even heard about it again until I just read your review. considering that review was 10 years ago I’m glad that since they’re still around they are a complete scam

    • It’s one of those companies that have remained around by pretty much word of mouth because there are many complaints online about it . personally I wouldn’t recommend this type of company. It’s just not my cup of tea 🙂

  2. I have always been weary of MLMs. I thought that they were all scams. Is that not true? It sounds from what you wrote about Primerica, that it is not a scam in spite of being an MLM.

    In any case, I am not a talker. So I don’t think I would do very well with this opportunity. I’ve been looking around for what I could realistically do online. At least I already know that this isn’t for me. 😀


  3. I’ve been down the MLM road before 2 years ago and I definitely don’t see myself coming back after I’ve seen affiliate marketing.

    The one thing I have a problem with and this also contributes to MLM’s reputation, is that a lot of emphasis is placed on recruiting and not enough on the value of the product. That assumes that there is one.

    Do you think MLM would have a cleaner public image if they got rid of the recruit everyone you know mentality and just focused on the product?


  4. Ok, this is interesting. I actually had a friend who tried to recruit me to primerica a few years ago. He pretty much explained to me the whole program and I had interest at one point, however, due to having a full schedule with my classes, I wasn’t able to join.
    I do have a question though. Do they require you to go door-to-door selling their products?

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